Don't let cash flow decide which jobs you take. Get capital fast and keep moving.

Don't let cash flow decide which jobs you take. Get capital fast and keep moving.

Don't let cash flow decide which jobs you take. Get capital fast and keep moving.

Don't let cash flow decide which jobs you take.
Get capital fast and
keep moving.

Up to $500K1 in 24 hours.2 No stack of paperwork.
No hidden fees. No credit impact.3

Up to $500K1 in 24 hours.2 No stack of paperwork.
No hidden fees.
No credit impact.3

Apply for funding in minutes

As featured on:

A construction scene with data on the image talking about value of services
A construction scene with data on the image talking about value of services

The nation's #1 lender for small businesses owners since 1999

The nation's #1 lender for small businesses owners since 1999

Fast funding for
every business needs

Fast funding
for every
business needs

Fast funding for
every business needs

Scene of a electrician working
Scene of a electrician working

Emergency Loans

Emergency Loans

Emergency Loans

Adapt to tariffs, supply chain delays, breakdowns, disasters, and more with fast business funding.

Adapt to tariffs, supply chain delays, breakdowns, disasters, and more with fast business funding.

Adapt to tariffs, supply chain delays, breakdowns, disasters, and more with fast business funding.

Working capital

Working capital

Working capital

Manage cash flow, hire staff, purchase inventory, make payroll, and cover daily expenses.

Manage cash flow, hire staff, purchase inventory, make payroll, and cover daily expenses.

Manage cash flow, hire staff, purchase inventory, make payroll, and cover daily expenses.

Debt consolidation

Debt consolidation

Debt consolidation

Consolidate all your current business debts into one easy-to-manage financial solution.

Consolidate all your current business debts into one easy-to-manage financial solution.

Consolidate all your current business debts into one easy-to-manage financial solution.

Business growth

Business growth

Business growth

Get funding that scales with your growth goals—up to $500,000.1

Get funding that scales with your growth goals—up to $500,000.1

Get funding that scales with your growth goals—up to $500,000.1

Real Solutions. Real Transformations.

Real Solutions. Real Transformations.

Trusted by business owners across the country

Trusted by business owners across the country

Trusted by business owners across the country

  • Trustpilot

    National Funding lived up to what they said and provided my company with some working capital during a strong growth phase. Thank you!

    NT

    Nick T. Lawn and Landscape Gardens Ltd.

  • Trustpilot

    National Funding was a great partner for our landscape business! I share my experience with the businesses we network with at every opportunity. We would definitely use them again.

    LA

    Laurie A. Cape Horticulture and Pest Mgmt

  • Trustpilot

    National Funding was a great experience! The process was efficient and straightforward. I got the best solution for my financing needs in a timely manner. Even though I'm sure I'm one of many clients, I felt like I was a priority as they promptly responded to my calls and emails.

    MK

    Mary K. H&R Realty

  • Trustpilot

    My experience with National Funding was easy and seamless. I have a seasonal business that requires some funding in the winter. I definitely will be back next year!

  • Trustpilot

    National Funding contacted me, and their process was simple, clear, and fast. The specialists attended to me with great patience, answering all my questions. They will definitely be my number 1 choice for loans.

  • Trustpilot

    From beginning to finish, National Funding made it easy for me to get a loan approval when everyone else was declining me. Thanks so much!

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Why choose National Funding for a small business financing?

Here are the top reasons thousands of small business owners have trusted us with their financing needs: ·   Customized amounts from $6,000 up to $500,000¹ ·   Fast funding in as little as 24 hours² ·   Early payoff discounts³ ·   No impact on credit score⁴ ·   Flexibility to use your funds for virtually any business purpose

How do I qualify for a small business loan?

To be eligible for a small business loan, you generally need to meet your lender’s minimum credit score requirement, provide up-to-date financial statements that show your business’s profitability, and provide collateral to secure the loan. At National Funding, you’ll partner with dedicated finance experts who will work with you to understand your situation and create a customized solution that meets your needs.¹

What can a small business financing be used for?

Capital from National Funding can be used for virtually any business purpose, including but not limited to the following: ‍ • Working capital for covering daily operational expenses • Equipment purchases or repairs to keep operations running smoothly • Inventory purchases or personnel hiring to meet increased demand • Real estate acquisition to move or expand to a new location • Marketing to meet your customer base where they are or to reach new clients • Debt consolidation to simplify your business’s debt load with a new solution designed for your current needs ‍ At National Funding, we’ve worked with business owners in every industry. You can count on us to provide a financial solution that sets you up for success.¹

How long does the approval process take?

At National Funding, it only takes minutes to apply online. From there, a Funding Specialist works with you directly to learn about your business and tailor options to suit your needs. Once approved, you can have funds deposited in as soon as 24 hours.²

Secure the funds you need without the hassle

Secure the funds you need without the hassle

Secure the funds you need without the hassle

Products offered by National Funding, Inc. and affiliates are business products only. In California, loans are made or arranged pursuant to a California Financing Law License. License number: 603A169.

Terms & Conditions

Privacy Policy

Disclosures

1. This is not a guarantee of approval. Approval and terms of financing are subject to underwriting guidelines, your financial profile, and receipt of required documentation. In the following states the financing offered is limited to sales-based financing: AK, CO, MA, MN, NV, NJ, NY, ND, OK, OR, PA, RI, SD, TN, and VT.

2. Quick application decisions and 24-hour funding subject to underwriting guidelines, processing time by your bank, and receipt of required documentation, if applicable. Funds may be deposited into your business checking account as soon as the next business day after approval and acceptance of terms. Actual availability of funds is subject to processing time by your bank.

3. National Funding may offer early payoff discounts. Discount amounts and terms are disclosed before acceptance and funding. To qualify, customers must pay the balance in full and remain current and in good standing. See your financing agreement for details.
4. Your credit score helps us determine your eligibility for financing as well as your financing terms. Exploring your financing options with us does not impact your credit score. If you apply with us and we are unable to offer financing to you, we may try to match you with one of our partners to obtain financing.

Products offered by National Funding, Inc. and affiliates are business products only. In California, loans are made or arranged pursuant to a California Financing Law License. License number: 603A169.